Rental value abolished on 28 September 2025: effective ~2028, deductions removed, renovation window open. What every property owner needs to know.

Before making any purchase offer, calculate your theoretical expenses with a notional interest rate of 5% + 1% of the property price for annual maintenance: the total should not exceed one third of your gross income.

Most homeowners wait to renegotiate their mortgage payments until they are up to date. A big mistake !